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Prepaid account agreements

Prepaid account issuers must submit prepaid account agreements to the Bureau. To help issuers make submissions, we’ve developed a number of guides and tools.

Resources for submitting prepaid account agreements

The Prepaid Accounts Rule requires prepaid account issuers to submit their prepaid account agreements whenever a new agreement is offered, a previously submitted agreement is amended, or a previously submitted agreement is no longer offered.

Submission instructions

The Bureau has created resources to help prepaid account issuers make submissions using Collect.


Collect is the Bureau’s website that allows an issuer to submit its required prepaid account agreements. An issuer must use Collect to submit its agreements to the Bureau.

Prepaid Account Rule implementation materials

The Bureau has issued various implementation tools regarding the Prepaid Accounts Rule.

Prepaid implementation materials

The Bureau has created summaries, charts, and reference materials to help you understand the rule.

Full text of the Prepaid Accounts Rule

The Bureau issued this final rule, and subsequent amendments, to create comprehensive consumer protections for prepaid accounts under Regulation E and Regulation Z.