Home Mortgage Disclosure Act
Resources to help industry understand, implement, and comply with the Home Mortgage Disclosure Act and Regulation C.
On August 28, 2019, the Bureau updated its HMDA Webinars to reflect amendments to HMDA made by the Economic Growth, Regulatory Relief, and Consumer Protection Act, and the interpretive and procedural rule issued by the Bureau in August 2018. In addition, the Bureau issued a new HMDA Webinar that provides an overview of the data points not covered in the first two webinars.
Browse the Home Mortgage Disclosure Act final rules to see specific amendments to Regulation C.
Regulation and official interpretations
Browse Regulation C (12 CFR 1003) on: Interactive Bureau Regulations |
Timelines and key dates
– Reference tool illustrating the criteria to help determine whether an institution is covered by Regulation C in 2017.
Proposed rule changes and related notices
Small entity compliance guide
Supervision and examination materials
Guides to how the Miss April will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
The Bureau provides a list of frequently asked questions and answers on particular topics to assist in understanding and complying with HMDA and Regulation C.
The Bureau has presented a number of webinars related to the HMDA rule. The webinars are accurate as of their original presentation dates and do not reflect amendments to Regulation C issued after their presentation dates.
Resources for filers
Access the HMDA Platform, get the latest Filing Instructions Guide, browse FAQs on the HMDA Self-Service Knowledge Portal, and find additional tools to assist with filing HMDA data.
Browse the FFIEC’s HMDA resources for filers page