Serving economically vulnerable consumers
For many people, the loss of a job or an unexpected bill can be the tipping point into economic hardship. From managing debt to building a credit record, use our resources to help people who are economically vulnerable achieve their financial goals.
Resources for building and maintaining good credit
There are many effective ways to help build and maintain strong credit scores. Our latest video highlights three options for building credit over time.
Tools and resources to use with people you serve
Getting and keeping good credit
Both getting—and keeping—a good credit record is key to improving an individual’s financial well-being.
Tools and resources by topic
Resources organized by topic, including savings, credit reports and scores, debt collection, and money management.
Resources for practitioners
Expanding access to credit
Roughly 45 million people don’t have a credit record that can be scored, making it hard for them to obtain things like credit cards or housing.
Tracking success of your programs
Organizations can use this core set of outcomes to track success in financial empowerment and capability programs.
Five principles for effective financial education
Providing effective financial education can help consumers achieve the ultimate goal of financial education: financial well-being.
Assessing financial well-being
Use the financial well-being scale to measure the extent to which someone’s financial situation and capability provides security and freedom of choice.